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How To Purchase

Items on SilverAndGold.com may be purchased directly using one of two simple and safe methods. You may utilize either an Escrow system or a direct Wire Transfer to our account. Cash is also accepted at our retail location in Michigan. We do not accept PayPal or Credit Cards for high value transactions involving precious metals.

1. SECURE ESCROW SERVICES

Escrow services may be used from an approved provider. We recommend Escrow.com. Before arranging any Escrow, please be sure to have a complete order total. Large items are not shipped free of charge - and you will need to contact a representative by email (sales@silverandgold.com) to obtain the shipping and insurance fees.

With an Escrow service, the Buyer and Seller (SilverAndGold) agree to terms and amount. Please contact us about initiating an Escrow with us. We accept simple escrows and all shipments are fully insured.

With an Escrow service, you may submit a payment by approved payment method. Once verified payment is accepted, we will ship the merchandise to you and submit the tracking numbers to you and the Escrow service. Once the merchandise is received, the Escrow payment is released to SilverAndGold.com.

2. BANK WIRE TRANSFERS

Please download the appropriate form below depending on the currency in which you are paying and the location of your bank. Take the completed form to your bank and inform them of the amount to send to SilverAndGold. Large items are not shipped free of charge - and you will need to contact a representative by email (sales@silverandgold.com) to obtain the shipping and insurance fees.

United States Dollar (USD)

From a bank in the United States, please use the following PDF form to transfer funds to SilverAndGold's bank. A notification email of received funds will be sent to your designation email within one business day of receipt. Large items are not shipped free of charge - and you will need to contact a representative by email (sales@silverandgold.com) to obtain the shipping and insurance fees.

         Wire Transfer Document

Canadian Dollar (CAD), Euro (EUR) and Pound Sterling (GBP)

When sending bank wires overseas, there are intermediary banks that charge additional fees prior to the funds being received at SilverAndGold’s bank. Please inform your bank that you require the exact amount of your order to reach SilverAndGold, so they advise you how much you will need to send in order to cover all applicable fees. You will also need to designate the full amount in Euro that should be received by SilverAndGold's bank. Large items are not shipped free of charge - and you will need to contact a representative by email (sales@silverandgold.com) to obtain the shipping and insurance fees.

         Wire Transfer Document

Please Take Note:

• SilverAndGold does not accept Automatic Clearing House (ACH) payments. This type of payment will be rejected by our financial institution.

• Important notice for Bank of America customers - Use same-day bank wire option: If you are wiring funds through Bank of America online, please select the same-day bank wire option to ensure the funds are properly received by SilverAndGold. Bank of America’s online service also offers one (1) and three (3) day bank wire options which are both considered ACH transfers and will be rejected.

• Sending a bank wire transfer from overseas? When sending bank wires overseas, there are intermediary banks that charge additional fees prior to the funds being received at SilverAndGold’s bank. Please inform your bank that you require the exact amount of your order to reach SilverAndGold, so they advise you how much you will need to send in order to cover all applicable fees.

       

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e-mail: sales@silverandgold.com

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