Terms of Service

Always Free Shipping & Returns

Complimentary Returns

At SilverAndGold, we offer complimentary 30 day returns on our products, so that you can make sure your purchase is just right. If for any reason you are not satisfied with your purchase, simply return it within 30 days for an exchange or full refund. We take pride that our quality of jewelry is sourced with exceptional standards. Please note that monthly subscriptions are handled under our 'Subscription Policy' - see below.

Making Returns & Exchanges Simple

Simply email us at sales@silverandgold.com for a return or exchange authorization number - this is a unique number that we can use to track and identify your return. For more information, please refer to our Return Policy.

Subscription Policy

Some of the products available through or in connection with our website SilverAndGold.com require you to purchase a subscription to have certain products shipped to you on a monthly schedule. The price that we will charge you for the subscription is based tiered pricing structure that depends on the length of the initial subscription period – monthly, semi-annual (6 months), and annual (12 months). We reserve the right to change a product’s price or the tiered pricing structure at any time, with appropriate notice to you. When signing up for our monthly jewelry subscription box, if you accept the free first month offer, you agree to continue the subscription for at least (1) paid month before you have the option cancel, pause, or skip a month of the subscription.


You hereby authorize us and our merchant provider(s) to charge your credit card, debit card, or other acceptable method of payment in advance for all applicable fees incurred by you or on your behalf in connection with the product or service you have chosen to purchase. You are solely responsible for all charges, fees, duties, taxes, and assessments arising out of any use of your account by you or anyone else using your account. We reserve the right to terminate any account at any time for any reason. For monthly subscriptions, your payment method will be charged on or about the 1st calendar day of each following month. For 3-month subscriptions your payment method will be charged on the 1st calendar day of the month following the initial 3-month period.  For semi-annual subscriptions your payment method will be charged on the 1st calendar day of the month following the initial 6-month period. For annual subscriptions, your payment method will be charged on the 1st calendar day of the month following the initial 12 month period. Subscriptions ship out once a month, typically between the 13th - 15th, depending on holidays.

To avoid being charged for the next subscription period, you must cancel or pause your subscription before the 1st calendar day of the month in which your subscription renews. We will continue to bill your Payment Method on a recurring basis until you cancel or pause. Cancellation simply avoids the recurring charge. We do not issue refunds for the remaining months of a pre-paid semi-annual or annual subscription.

If you have created an account, you may cancel your subscription from your account located at https://www.silverandgold.com/account. Click on the “Manage Subscriptions” link, then follow instructions towards cancellation.

If you do not have an account with us, or if you just prefer to call or email for any reason, you may cancel your subscription by calling us at (734) 895-8227 extension 1 Monday-Friday, 10am-5pm EST or emailing us at sales@silverandgold.com.

Pausing or Skipping a month of your monthly subscription: If you have purchased a subscription that renews each month, we offer the ability to pause your subscription on a monthly basis. Pausing your subscription incurs a small monthly fee to keep your subscription active. You can pause your monthly subscription by simply contacting us at (734) 895-8227 ext. 1 Monday-Friday, 10am-5pm EST or emailing us at sales@silverandgold.com to let us know you want to pause the next month. If you have an account with us, you can log into your account at https://www.silverandgold.com/account and click on the “Manage Subscriptions” link, then follow instructions for pausing/skipping shipments. You must notify us through any of the methods mentioned above (by calling during business hours, emailing us or logging into your account) that you are skipping prior to the 1st calendar day of each month you want to pause. Your monthly subscription will automatically renew and continue in the following month, unless you pause your subscription again following the simple steps listed above, or if you chose certain months to pause or skip. At this time, we do not offer the option to pause or skip shipments for annual and semi-annual subscriptions.

If your order’s already on the way and you still want to pause or cancel, reach out to us and we’ll try our hardest to come up with a solution.

Lost Packages

SilverAndGold ships all orders through USPS or UPS. Once the package has been shipped, delivery is now the responsibility of the shipping service.

We cannot reship the order without several documents. As we ship jewelry, we require documentation that the order was stolen to prevent any fraud issues. To have an order reshipped, we require:

  • Proof of Police Report Verifying Stolen Package
  • Proof of Claim Filed with USPS / UPS
  • Verification of Billing Address Via Email
  • New Shipping Address, as we will not reship to the same address a package was stolen from

Online Terms & Conditions

This website is operated by SilverAndGold.com. Throughout the site, the terms “we”, “us” and “our” refer to SilverAndGold.com. SilverAndGold.com offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.

By visiting our site and/ or purchasing something from us, you engage in our “Service” and agree to be bound by the following terms and conditions (“Terms of Service”, “Terms”), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.

Please read these Terms of Service carefully before accessing or using our website. By accessing or using any part of the site, you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services. If these Terms of Service are considered an offer, acceptance is expressly limited to these Terms of Service.

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

Our store is hosted on Shopify Inc. They provide us with the online e-commerce platform that allows us to sell our products and services to you.


By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

You must not transmit any worms or viruses or any code of a destructive nature.
A breach or violation of any of the Terms will result in an immediate termination of your Services.


We reserve the right to refuse service to anyone for any reason at any time.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.

You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.


We are not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.

This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.


Prices for our products are subject to change without notice. We reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.

We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.


Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.

We have made every effort to display as accurately as possible the colors and images of our products that appear at the store. We cannot guarantee that your computer monitor's display of any color will be accurate.

We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.

We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.


We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.

You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.

Freight Forwarders & International Cards SilverAndGold will not ship to any Freight Forwarding facility for the purpose of exporting goods and circumventing International shipping costs. Due to the high level of fraud in international shipping, SilverAndGold ships to a limited number of Countries. The extended list of Countries are required to pay international shipping and payment is by wire transfer only. Customers using an international credit card are required to pay international shipping and, if the credit card is issued from a bank outside of the countries where we accept payment, the payment must be resubmitted by wire transfer. Otherwise these orders are refunded and subject to a thirty-five percent restocking fee.

For more detail, please review our Returns Policy.


We may provide you with access to third-party tools over which we neither monitor nor have any control nor input.

You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.

Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).

We may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.


Certain content, products and services available via our Service may include materials from third-parties.

Third-party links on this site may direct you to third-party websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties.

We are not liable for any harm or damages related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party websites. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.


If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments.

We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service.

You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party.


Your submission of personal information through the store is governed by our Privacy Policy. To view our Privacy Policy.


Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order).

We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.


In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.


We do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free.

We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable.

You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you.

You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.

In no case shall SilverAndGold.com, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.


You agree to indemnify, defend and hold harmless SilverAndGold.com and our parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, harmless from any claim or demand, including reasonable attorneys’ fees, made by any third-party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third-party.


In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions.


The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.

If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).


The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision.

These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service).

Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party.


These Terms of Service and any separate agreements whereby we provide you Services shall be governed by and construed in accordance with the laws of 29990 Beverly Road Romulus Michigan United States 48174.


You can review the most current version of the Terms of Service at any time at this page.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.


Questions about the Terms of Service should be sent to us at sales@silverandgold.com.


Occasionally SilverAndGold will run contests and sweepstakes.

(i) To be eligible to participate in these contests, entrants must be U.S. residents.

(ii) Employees of SilverAndGold, Facebook.com, and their affiliated companies, and advertising and promotion agencies and the immediate family members of each are ineligible. The term 'Immediate family" includes spouses, grandparents, parents, siblings, children and grandchildren.

(iii) No purchase is necessary. Void where prohibited.

(iv) To enter, simply fill out the online form outlining and advertising the sweepstakes or contest on Facebook.

(v) Contest beginning and ending dates are shown online on the contest forms. You may also request information by emailing sales@silverandgold.com.

(vi) Winners will be notified by the email supplied to us when filling out a contest form online. (vii) The email used on the contest form will be the email we use to contact the (1) winner.

(vii) To enter, log onto Facebook.com and fill out the contest form found on the SilverAndGold page. You may also enter a second time by joining the Facebook Group LoveJewelry.  

(viii) One (1) winner will be selected by random drawing among valid entries. Remaining entries will not carry over to the next drawing.

(ix) If a winner cannot be notified within fourteen (14) days, or does not timely sign and return the release and affidavit of eligibility, then the prize will be forfeited, and the prize will be awarded to an alternate winner randomly selected from among remaining valid entries.

(x) Each winner is responsible for paying all local, county, state and federal taxes on prizes based on the estimated retail value of the prizes as set forth in these rules. Each winner must complete and sign a Form W-9.

(xi) Only one prize will be awarded per household.

(xii) SilverAndGold is not liable if the provider of any part of the prize fails to satisfy its obligation to furnish its portion of the prize.

(xiii) SilverAndGold is not responsible for any liability arising directly or indirectly from the award or use of the prize.

(xiv) There will be no substitutions or cash alternatives for any prize except at the sole discretion of SilverAndGold. SilverAndGold has the right to substitute a prize of similar value.  No transfer or assignment of prizes is allowed.

(xv) In claiming your prize, you acknowledge that SilverAndGold has the right to publicize your name, character, likeness, photograph, voice and the fact that you are the winner for promotional purposes without financial remuneration,

(xvi) Odds of winning depend upon the number of valid entries received.

(xvii) For a list of prize winners, send a separate, self-addressed, stamped envelope to SilverAndGold.com at 29990 Beverly Road Romulus Michigan 48197 by at least 30 days after end of contest.

(xviii) This contest is subject to all applicable laws and regulations and is void where prohibited. SilverAndGold and FACEBOOK accept no responsibility or liability in connection with any injuries, losses or damages of any kind caused by or resulting from the acceptance, possession or use of any prize awarded hereunder.

(xix) SilverAndGold cannot be held liable for any lost or stolen entries, prizes, or contest information. SilverAndGold is not responsible for any computer or electronic malfunction, server unavailability, technological glitch, or human error relating to this contest and/or the use of short-code.

(xx) SilverAndGold reserves the right to make rules and contest changes, and change the aforementioned contest dates.

(xxi) By entering this contest, each entrant waives any and all claims of liability against SilverAndGold , Facebook.com, and their respective parents, affiliates, officers, directors, employees and agents, for any and all claims, loss, damage or injury which may occur as a result of entrant’s participation in this contest.

(xxii) Facebook, Inc., and www.facebook.com (collectively, “Facebook”) are not affiliated with SilverAndGold nor this contest.  This contest is in no way sponsored, endorsed, or administered by or associated with Facebook


SilverAndGold's Treasure Hunt creates information-based treasure hunts ("the Hunt”) which test a person’s physical and mental abilities. Participation in the Hunt carries with it certain inherent risks that cannot be eliminated regardless of the care taken to avoid injuries. The risks include, but are not limited to, those caused by terrain, street conditions, temperature, weather, physical condition of participants, vehicular traffic, actions of other people including, but not limited to, participants, volunteers, and/or producers of the event. Participants assume all of the risks of participating in SilverAndGold's Treasure Hunt events, and assert that participation is voluntary. Additionally, liability may arise from negligence or carelessness on the part of the persons or entities being released or because of their possible liability without fault.

IN CONSIDERATION OF being permitted to participate in the hunt, I for myself, my personal representatives and my heirs, executors, administrators, and assigns, hereby:

(i)  Release and forever discharge SilverAndGold's Treasure Hunt (the “Sponsor”) and its employees, officers, directors, shareholders, affiliates, agents, representatives, successors and assigns (collectively the “Releasees”) of and from all liability, claims, demands, damages, costs, expenses, actions and causes of action (collectively the “Claims”) in respect of death, injury, loss or damage to myself or property however caused, arising out of my participation and/or involvement in the Hunt, and notwithstanding that any Claim may have been contributed to or occasioned by the negligence of Sponsor, or any of the Releasees. I agree to indemnify, defend and hold harmless the Releasees from any Claims asserted against or incurred by any Release, arising from, resulting from or occasioned n any way by my participation and/or involement in the Hunt, whether caused in whole or in part by the negligence of any Releasee or otherwise. Participants agree to indemfigy the Releasees for any claims brought for or on behalf of a minor in case a minor unknowingly participates.

(ii)  Agree that in the event that any provision of this Release and Indemnity is held to be invalid or unenforceable by any court of competent jurisdiction, the invalidity or unenforceability of such provision will not affect the remaining provisions of this Release and Indemnity which shall continue to be enforceable.

(iii)  Agree that this Liability Waiver and Release shall be construed broadly to provide a release and waiver to the maximum extent permissible under applicable law.

(iv)  Confirm that I have carefully read this Waiver and Release and fully understand its contents. If I am under 18 years of age at the time of registration, my parent or legal guardian has completely reviewed this Waiver and Release, understands and consents to its terms, and authorizes my participation in the Hunt.

(v)  Confirm that I have carefully read this Waiver and Release and fully understand its contents. I am above 18 years of age at the time of registration, mentally and physically capable of participation as determined by a qualified healthcare professional, and I have completely reviewed this Waiver and Release, understands and consents to its terms in their entirety, and voluntarily authorize my participation in the Hunt.

(vi)  I hereby certify that I have read, understand and agree to be bound by this document. Additionally, I certify that each member of my team is aware of this Waiver and Release, has read and agreed to it before participating in the Hunt. By participating in this event, I agree with the terms of this Liability Waiver and Release.